Please welcome our new Rethos Board Members, Liz, Josh, and Todd!

Liz Novotny is a Realtor with VIBE Realty, located in the Cathedral Hill neighborhood of St Paul. She has an educational background having previously taught in the Minneapolis Public School district for six years before transitioning toward her second career as a Realtor and finding her true passion working in Real Estate. Liz loves to take respite in nature while camping, canoeing or walking through the woods. She often suggests hiking as a way to work through problems that too often need the fresh air that only thousands of trees can provide. Liz loves networking to meet new people, businesses and ideas and in turn connecting her sphere with the folks she meets whenever there is a need. She previously held the Certified Distressed Property Expert accreditation before later obtaining her Old Home Certification from Rethos and in turn, fell in love with the organization and it’s mission. 

Josh Mutic is a quantitative researcher focused on mortgage-backed securities and the econometrics of the U.S. housing market. His work in this field has deepened his knowledge in housing policy and finance, urban planning, and economics. He holds a PhD from the University of Manchester and a BA from Franklin & Marshall College. Josh has held leadership roles in both quantitative finance and the nonprofit sector. 

Todd Nelson serves as Senior Vice President at North American Banking Company.  Previously he served as Senior Vice President/Banking Practice Leader at Northern Trust. He has also held leadership positions at several other local banks, including U.S. Bank, where he spent 16 years working with securities broker-dealers, Fortune 500 companies, and high net-worth individuals and their businesses. 

Todd earned a Bachelor of Science degree in Business Administration from the University of Minnesota’s Carlson School of Management and an MBA from the at Claremont Graduate University’s Drucker School of Management, where he studied with management guru Peter Drucker. 

A Chartered Financial Analyst (Level I), Todd has held licenses from the National Association of Securities Dealers, including Series 7, 27, 63, and 65. 

Todd was principal trumpet in the University of Minnesota’s concert band and has sung in various local choirs. He has renovated historic homes in Minneapolis, Winona, and St. Paul and enjoys reading, alpinel skiing, and travel. Todd and his wife, Beth, have a son and four daughters.